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Commercial Bank

They start as favorite entities by their position of liquidity and experience. The options for other smaller institutions make it difficult. The Bank of Spain has received offers of a score of entities interested in the CAM, which has a significant market share. Banco Santander and CaixBank manifest its intention to participate in the auction of the Caja del Mediterraneo (CAM), Monday formally to the Bank of Spain with what the process of adjudication of the entity earns attractive and difficult choices for other smaller institutions. As reported by financial sources, without knowing the offers from other potential buyers, Banco Santander and CaixBank departing already as Favorites simply because of its position of liquidity and their experience.

The two entities have sufficient capacity to assume a giant of the size of the CAM and are aware of the attractiveness of its branch network and its number of customers, have highlighted the same sources. It is expected that Banco Santander will raise its intention of making with the alicantina box through Banesto, who would put in a clear leadership position in medium-sized banking. Like CaixBank, the group chaired by Emilio Botin could highlight its strong liquidity position to face the maturity of wholesale emissions of the CAM, exceeding 7 billion by 2013. Experts believe that liquidity guarantees will be a determining factor for the Bank of Spain choose to potential buyers. In addition, Banco Santander as CaixBank can leverage the advantage of acquiring a good price an entity with a significant market share and a real estate portfolio that will tend to revalue over time.

Other entities involved in any case, Banco Santander and CaixBank offerings will not be the only ones having to assess from this Tuesday, after the Bank of Spain closed the submission deadline. It assumes that the BBVA and Ibercaja also manifest his interest in the CAM, although perhaps with less attractive in the eyes of the supervisor proposals. The Bank of Spain You may receive further non-binding offers of Basque boxes (BBK and Kutxa, Caja Vital) and Banco Sabadell, although in recent days there was speculation that interest in the operation of these institutions had declined significantly. All these banks, over a dozen of foreigners, are the twenty or so interested parties that in recent weeks studied the book of sales facilitated by Bank of America-Merrill Lynch. Sources close to the process predict that in the end only they manifest their interest by the CAM before the supervisor a dozen banks, including some foreign. Barclays or the Industrial and Commercial Bank of China (ICBC) sound in the pools of the sector. In any case, all proposals received by the Bank of Spain, will be selected from a few entities, which may have access to an internal audit of the CAM that allows them to make a binding offer that able to do with the box. Source of the news: Banco Santander and La Caixa is interested in buying the CAM and enliven the auction of the entity